Latest News

On this page we share the latest news from the Fidentia Insurance Team and also give guidance on new developments in the insurance industry. If you would like to get more information about a specific news item, or would like us to cover a particular topic in future, please get in touch with:

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Up at the O2

On the 16th of April, the Fidentia team made their way to the O2 ready to challenge themselves physically and mentally to climb to the top and see the sights of London from above. Excitement, nervousness, coupled with a general sense of curiosity, there we stood at the foot of the arena ready to embrace the challenge ahead. Prior to the walk, we discovered the dome itself has 12 yellow spikes, one for each month of the year, is 52 metres tall, one metre for each week of the year and is 365 metres round, one metre for each day of the year. Waiting at the starting point was a daunti...

Motor Fleet Insurance

Fleet insurance can be taken out if you have 2 or more vehicles and can simplify managing and keeping track of your fleet as they are all combined onto a single policy with one renewal date. Fleet insurance can consist of company cars, vans, motorbikes, taxis, HGV’S, LGV’S or a mixture of them all. With a fleet insurance policy there are three levels of cover: Comprehensive – This will provide you the most protection on the vehicles, covering any damage caused to your own or third party vehicle or property as a result of an accident, whether it be a fault or non fault. ...

Lloyd's Trivia and Interesting Facts

The first known reference to Edward Lloyd’s Coffee House in Tower Street London was in 1688. Edward Lloyd encouraged ships' captains, owners and merchants to visit his establishment. Lloyd's gained an enviable reputation for providing trustworthy shipping news and became recognised as the place for obtaining both information and marine insurance. The First publication of Lloyd's List as a weekly journal of general commercial news and details of ships arriving at English and Irish ports was 1734. The first reference to A1 at Lloyd’s was in 1775. In 1858 at the underwriting roo...

Drone Incident at Gatwick/Travel Insurance

Lots of people were affected by the recent drone incident affecting flights at Gatwick airport, the majority of travel insurers have since advised that they will consider claims under the Cancellation/Curtailment section only as it has now been publicly announced that the disruption at Gatwick has been deemed a criminal act. It is illegal to fly drones within 1 km (0.6 mile) of a British airport boundary. Criminal act is not typically a specified peril under the Travel delay or Missed Departure sections though. On this basis, clients will still need to seek reimbursement from the airline/...

Under-insurance of Home Contents

Typically, an individual only realises that are under-insured when they have to make a claim, by which time it is unfortunately too late. A recent YouGov survey indicated 65% of high net worth home owners were confident they knew the value of their home and contents, yet other research suggests that 80% of people in the UK are under-insured. Contents can include but it not limited to clothing, food, drink, bedding, carpets, curtains, furniture, electronic equipment, tools and garden implements. It is good practice to recalculate the value of your contents at least every 3-5 years and...